Workers Over 65 More Likely to be Killed in Workplace Accidents
According to recently-released preliminary figures from the US Bureau of Labor Statistics, New Jersey workplace fatalities fell from 99 in 2009 to 78 in 2010, even while total work hours increased slightly nationwide. Transportation accidents and falls were the most common causes of fatal workplace injuries in the state.
In 2010, 92% of those killed in workplace accidents were men, although only 56% of total hours worked were by men. The fatal work injury rate for workers over 65 was more than three times the overall rate.
The New Jersey Workers’ Compensation Law provides for compensation to an employee who is killed or suffers a personal injury due to an accident arising out of and in the course of his or her employment. Compensation is available for both traumatic injuries, such as sprains and broken bones, andoccupational-related diseases such as asbestosis.
All New Jersey employers who are not covered by Federal programs must have workers’ compensation insurance coverage or be approved for self-insurance. Coverage for employees includes compensation for medical treatment, lost wages, and (if applicable) permanent disability.
Employers are required to provide injured employees with medical care and hospitalization (if required) and to pay for prescribed medications.
When the injured employee’s treating doctor determines that the employee is unable to work for a limited time, temporary compensation is available when the employee has been disabled for more than seven days after the accident. The weekly compensation rate is 70% of the employee’s gross weekly wages at the time of the accident, subject to a cap of 75% of the statewide average weekly wage.
An employee who suffers from a permanent disability that affects his or her ability to work, or to engage in normal daily activities, may be entitled to an additional monetary award to compensate for this loss.
Neither temporary compensation for lost wages or compensation for a permanent disability are subject to state or federal taxes.
If you or a family member have experienced a workplace injury, contact the New Jersey Law Offices of Greenberg, Walden & Grossman, LLC. to learn more about your rights.